401(k) Calculator
Project your 401(k) balance at retirement, including employer matching.
Frequently asked questions
Does this include employer matching?
Yes — enter your employer's match rate and match limit, and the projection applies that match to your own contributions up to the limit you specify.
What contribution limits does this use?
The current IRS annual 401(k) employee contribution limit for the tax year you select.
Does it account for salary growth over time?
Yes, if you set an expected annual salary growth rate, your contribution base (and any percentage-based contribution) grows along with it each year.
Is the projected balance guaranteed?
No. It's an estimate based on the expected annual return you enter — actual investment returns vary year to year and aren't guaranteed.