Retirement Taxes Calculator
Estimate taxes on Social Security, pensions, and retirement account withdrawals.
Frequently asked questions
Is Social Security income always taxable?
Not necessarily — how much of it is taxable depends on your total combined income and filing status. This calculator applies the relevant federal rules based on the numbers you enter.
Are Roth withdrawals treated differently?
Yes — qualified Roth withdrawals are generally tax-free and are excluded from the taxable income used in this estimate, unlike traditional 401(k)/IRA withdrawals.
Why does my age matter for this calculation?
It determines whether the additional standard deduction available at age 65 and older applies to your estimate.
Does this cover state taxes on retirement income too?
It focuses on federal tax rules, since states vary widely in how they tax Social Security, pensions, and retirement withdrawals — some don't tax them at all.